Colorado's Modified Comparative Fault Rule: What Adjusters Need to Know Before Closing an Auto Subrogation File

Colorado's 50% bar rule doesn't mean a file with shared insured fault should be closed without subrogation analysis — it means you need to do the math first. Our latest article walks through how C.R.S. § 13-21-111 actually works in subrogation practice, the most common adjuster mistakes in partial-fault files, and a practical checklist for evaluating recovery potential before closing.

Colorado's Modified Comparative Fault Rule: What Adjusters Need to Know Before Closing an Auto Subrogation File